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Hiscox Launches Mental Health Professional Legal Responsibility Coverage

Hiscox Launches Mental Health Professional Legal Responsibility Coverage


Hiscox has introduced new coverages to its insurance policy for u.S. Businesses inside the intellectual fitness enterprise. Hiscox pro outpatient mental healthcare expert liability gives a selection of specialised benefits for intellectual fitness specialists tailored to cowl rising risks in the allied healthcare area.

Insurance will follow to claims involving a diffusion of regions and treatment options, which include:



  • Outpatient intellectual healthcare
  • Behavioral therapy
  • Substance abuse counseling
  • Medicinal drug control
  • Partial hospitalization or extensive outpatient programs
  • Far flung therapy (teletherapy)

Clinical directors, non-health practitioner employees, unbiased contractors, students, volunteers (inclusive of mid-level companies) and employed or contracted physicians by means of endorsement also are protected as insureds and obtain key benefits, which includes:


  • Waiver of retention to be had for outpatient intellectual healthcare practices following exemplary danger management requirements
  • Billing and regulatory mistakes sublimit
  • Sexual abuse and misconduct sublimit
  • Hipaa legal responsibility sublimit
  • Mentioned incident cause of insurance
  • Affirmative coverage for far off therapy offerings
  • Duty to protect

The hiscox seasoned outpatient mental healthcare professional liability presenting can be blended with other coverage products, such as standard liability, era e&o, and crime and privacy, to create packages of insurance for every individual commercial enterprise’s needs.

In the us, hiscox gives standard liability insurance alongside a portfolio of executive danger, expert liability, belongings insurance and a full suite of small enterprise insurance merchandise. Hiscox u.S.A. Operates offices in new york; atlanta; chicago; dallas; l.  A.; san francisco, and white plains, n.Y.

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